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Builders’ Risk is an insurance policy designed specifically to protect property at a job site and may include:
- any structure and/or materials on the insured building site.
- some materials on-site waiting to be installed or transported to the job site.
- an agreed upon coverage limit assessed by the projected value, or construction budget, of the project, including but not limited to, building, materials, equipment, and labor costs needed to build the proposed construction.
- provide coverage for periods of three, six, or twelve month increments. If the insured project requires additional time for completion and the project supersedes the original agreed policy coverage, the policy may be extended.
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